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Don't forget to factor in closing costs when considering a home sale or purchase. Silver International Realty, Inc. is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call me today at (561) 274-8153 if your needs include a professional REALTOR® ready for the business side of buying and selling.

Expected closing costs

There are certain ordinary expenses associated with closing the sale of a house. These expenses are often split between the buyer and seller, as spelled out in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help guide you through your process.

Costs pertaining to your mortgage to be paid at closing    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually collected    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your transaction, I'll not only work to get the very best sales price, but I'll also campaign for reduced closing costs. And once we've reached an agreement, I'll fully clarify the closing costs so you are informed of exactly where your money is going.

Buyers: If you're purchasing real estate in Palm Beach County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an acceptable range so you're not shocked when you show up at closing time. I'll be happy to look over the GFE with you, answering your questions and highlighting any estimates that seem questionable.