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Finding the right home at the right price is just one part of a home sale or purchase. Silver International Realty, Inc. is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call me today at (561) 274-8153 if your needs include a real estate pro experienced in the business side of real estate.

What closing costs should you expect?

There are certain ordinary fees related to closing the sale of a house. These costs are commonly divided between the buyer and seller, as directed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through your deal.

Costs pertaining to your mortgage to be paid at closing    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your deal, not only will I work to get the optimal sales price, but I'll also campaign for limited closing costs. And once we've arrived at an agreement, I'll fully explain the closing costs so you know exactly where your money is going.

Buyers: If you are purchasing a property in Delray Beach, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a suitable range so you're not astonished when you come to closing time. I'll be happy to go through the GFE with you, answering your questions and highlighting any estimates that seem unusual.